Child Medical Insurance Program (CMIP)
The CMIP program is Virginia’s implementation of the Federal State Children’s Health Insurance Program designed to provide medical insurance coverage to children of working families.
The program is tentatively scheduled to begin September 1998 and will offer Medicaid-like coverage to children age 18 or less whose families do not have insurance and whose income is at or below 185% of the federal poverty level.
The Shenandoah Department of Social Services will be responsible for determining eligibility for this program.
Federal Poverty Levels (Fiscal Year 1998/99)
| Family Size | Annual Income | 133% of P.L. | 185% of P.L. |
| 1 | $8,052 | $10,709 | $14,896 |
| 2 | 10,848 | 14,428 | 20,069 |
| 3 | 13,656 | 18,162 | 25,263 |
| 4 | 16,452 | 21,881 | 30,436 |
| 5 | 19,248 | 25,600 | 35,609 |
Purpose of Federal Poverty Level:
The major benefit programs have limits on the amount of resources and income families may have and still qualify. The income limit is set each year by the Federal government and is known as the Federal Poverty Level (FPL).
Most programs use the annual income of the FPL but exceptions are made for higher income levels. For example, Medicaid permits income to be as high as 133% of the FPL for families with children under the age of 6 or during pregnancies. The new Child Health Insurance Program scheduled for September 1998 will permit family incomes as high as 185% of FPL.
2005 Health and Human Services Poverty Guidelines:
| Persons in Family Unit | 48 Contiguous States and D.C. | Alaska | Hawaii |
| 1 | $9,570 | $11,950 | $11,010 |
| 2 | 12,830 | 16,030 | 14,760 |
| 3 | 16,090 | 20,110 | 18,510 |
| 4 | 19,350 | 24,190 | 22,260 |
| 5 | 22,610 | 28,270 | 26,010 |
| 6 | 25,870 | 32,350 | 29,760 |
| 7 | 29,130 | 36,430 | 33,510 |
| 8 | 32,390 | 40,510 | 37,260 |
| For each additional person, add | 3,260 | 4,080 | 3,750 |
Source:
Federal Register, Vol. 70, No. 33, February 18, 2005, pp. 8373-8375.
http://aspe.hhs.gov/poverty/05poverty.shtml